Is there a possible way for the payments you recieved get sent into your PayPal account? Would prefer that rather than credit.
By payments you mean what the buyers have paid for your item? It seems you are asking for instant payout.
Payouts have minimum amounts and transfer fees. So let’s say you sell a $2 item (after fees) to 10 different buyers and have “instant payouts”, what you’ll get is $10, because you will be charged 10 times a $1 fee. As it is right now, your “bundled payout” will get you $19.60 because the fees will only be charged once.